Analisis Penerapan Metode MOORA dan WASPAS dalam Keputusan Pengajuan Kredit Pemilikan Rumah (KPR)

 Rizka Tri Alinse (Universitas Dehasen, Bengkulu, Indonesia)
 (*)Venny Novita Sari Mail (Universitas Dehasen, Bengkulu, Indonesia)
 Achmad Fikri Sallaby (Universitas Dehasen, Bengkulu, Indonesia)

(*) Corresponding Author

Submitted: May 22, 2023; Published: July 31, 2023

Abstract

To fulfill the necessities of life, humans need a place to shelter from the hot sun and the dark of the night even if it rains, the role of residence is very important. Not only that, the house can also be a place for gathering and carrying out family activities such as carrying out daily activities and communicating with each other. A house is an asset whose price is not cheap, so not a few people buy a house by credit. Therefore, the bank created a mortgage program to make it easier for people with limited economic conditions. Mortgages are made with payments in installments so it is likely that the bank will lose if the mortgage is given to the wrong person. So we need a system that facilitates the bank in making a decision. The Decision Making System (DSS) can be carried out using several methods such as MOORA, MOOSRA, WASPAS, TOPSIS, PSI, VIKOR, WP, SAW and others. In this study, the method used in determining the recipient of a Home Ownership Loan is the MOORA and WASPAS methods. These two methods will be applied separately based on existing criteria and alternatives. The final result after applying this method is that the best alternative is obtained by A7 with a Qi value of -0.04131 (MOORA method). Likewise with the application of WASPAS, the highest value was obtained for alternative A7 with a Qi value of 2.91829.

Keywords


WASPAS Method; MOORA Method; Decision Support System; House Ownership Credit

Full Text:

PDF


Article Metrics

Abstract view : 544 times
PDF - 243 times

References

B. A. Putra, E. Sutinah, S. Hidayatulloh, and E. F. Imaduddin, “Keputusan Persetujuan Kredit Motor Menggunakan Algoritma Iterative Dichotomiser 3 ( ID3 ),” Inf. Syst. Educ. Prof., vol. 4, no. 1, pp. 13–24, 2019.

P. Sugiartawan, H. Rowa, and N. Hidayat, “Sistem Pendukung Keputusan Kenaikan Jabatan Menggunakan Metode Profile Matching,” J. Sist. Inf. Dan Komput. Terap. Indones., vol. 1, no. 2, pp. 97–108, 2018.

D. O. Wibowo, “Sistem Pendukung Keputusan Pemilihan Gedung Pernikahan Pada Wilayah Bandar Lampung Menggunakan Metode Topsis.” Universitas Teknokrat Indonesia, 2020.

M. Ickhsan, D. Anggraini, R. Haryono, S. H. Sahir, and Rohminatin, “Sistem Pendukung Keputusan Pemberian Kredit Usaha Rakyat ( KUR ) Menggunakan Metode Weighted Product,” JURIKOM (Jurnal Ris. Komputer), vol. 5, no. 2, pp. 97–102, 2018.

A. Afrisawati and S. Sahren, “Analisis Perbandingan Menggunakan Metode Moora Dan Waspas Pemilihan Bibit Sapi Potong Terbaik,” JURTEKSI (Jurnal Teknol. dan Sist. Informasi), vol. 6, no. 3, pp. 269–276, 2020.

D. Febrina, D. M. Nst, and N. K. Dewi, “Penerapan Metode MOORA Dan WASPAS Dalam Mendukung Keputusan Pemilihan Susu Formula Terbaik,” Semin. Nas. Sains Teknol. Inf., pp. 515–525, 2018.

H. Chrisna, A. Karin, and H. Azwar, “Analisis Sistem Dan Prosedur Kredit Kepemilikan Rumah (KPR) Dengan Akad Pembiayaan Murabahah Pada PT. Bank BRI Syariah Cabang Medan.,” J. Akunt. Bisnis Dan Publik, vol. 11, no. 1, pp. 1–11, 2020.

A. Y. Saputra and Y. Primadasa, “Penerapan Metode MOORA Dalam Pemilihan Sekolah Dasar,” SISTEMASI, vol. 8, no. 2, pp. 305–312, 2019.

C. Irwana, Z. F. Harahap, and A. P. Windarto, “Spk: Analisa Metode Moora Pada Warga Penerima Bantuan Renovasi Rumah,” J. Teknol. Inf. MURA, vol. 10, no. 1, pp. 47–54, 2018.

N. K. Daulay, B. Intan, and M. Irvai, “Comparison of the WASPAS and MOORA Methods in Providing Single Tuition Scholarships,” IJICS (International J. Informatics Comput. Sci., vol. 5, no. 1, pp. 84–94, 2021.

A. T. Hidayat, N. K. Daulay, and Mesran, “Penerapan Metode Multi-Objective Optimization on The Basis of Ratio Analysis (MOORA) dalam Pemilihan Wiraniaga Terbaik,” J. Comput. Syst. Informatics, vol. 1, no. 4, pp. 367–372, 2020.

R. F. Wahyu, F. Gea, and M. Mesran, “Sistem Pendukung Keputusan Pemilihan Karyawan Terbaik Parking Area Menerapkan Metode MOORA,” Bull. Inf. Technol., vol. 2, no. 3, pp. 107–118, 2021.

Sarwandi et al., Sistem Pendukung Keputusan, 1st ed. Medan: CV Graha Mitra Edukasi, 2023.

S. Hutagalung, D. S. Gea, D. P. Indini, and Mesran, “Penerapan Metode MOORA Dalam Pemilihan Bimbingan Belajar Terbaik,” J. Informatics Manag. Inf. Technol., vol. 3, no. 1, pp. 1–7, 2023.

P. M. Sitanggang and K. Siregar, “Analisis Metode MOORA dan MOOSRA Dalam Pemilihan Peserta Olimpiade Matematika,” Resolusi Rekayasa Tek. Inform. dan Inf., vol. 3, no. 1, pp. 6–16, 2022.

T. E. Teddy, M. L. Akbar, and N. D. Puspa, “Penerapan Metode MOORA dan Pembobotan ROC Dalam Pemilihan Alat KB,” J. Comput. Informatics Res., vol. 2, no. 2, pp. 37–43, 2023.

M. Mesran and F. T. Waruwu, “Comparative Analysis of MOORA and MOOSRA Methods in Determining Prospective Students Recipient of the Indonesian Smart Card (KIP),” J. Inf. Syst. Res., vol. 3, no. 4, pp. 499–506, 2022.

S. Sutarno, M. Mesran, S. Supriyanto, Y. Yuliana, and A. Dewi, “Implementation of Multi-Objective Optimazation on the Base of Ratio Analysis (MOORA) in Improving Support for Decision on Sales Location Determination,” in Journal of Physics: Conference Series, 2019.

Di. P. U. Samuel Damanik, “Implementasi Metode ROC (Rank Order Centroid) Dan Waspas Dalam Sistem Pendukung Keputusan Pemilihan Kerjasama Vendor,” KOMIK (Konferensi Nas. Teknol. Inf. dan Komputer), vol. 1, no. 1, pp. 242–241, 2020.

N. K. Daulay, “Penerapan Metode Waspas Untuk Efektifitas Pengambilan Keputusan Pemutusan Hubungan Kerja,” J. Sist. Komput. dan Inform., vol. 2, no. 2, pp. 196–201, 2021.

A. Triayudi, “Penerapan Metode VIKOR dan WASPAS Dalam Pemilihan Handphone Bekas,” Build. Informatics, Technol. Sci., vol. 4, no. 2, pp. 1072–1082, 2022.

P. Fitriani and T. S. Alasi, “Sistem Pendukung Keputusan dengan Metode WASPAS, COPRAS, dan EDAS : Menentukan Judul Skripsi,” J. Media Inform. Budidarma, vol. 4, p. 56, 2020.

K. Kraugusteeliana, S. N. Alam, B. Triwahyono, M. B. Wibisono, and F. Fatmayati, “Analisis Penerapan Metode WASPAS dan MOORA dalam Kelayakan Pengangkatan Karyawan Tetap,” J. MEDIA Inform. BUDIDARMA, vol. 7, no. 1, pp. 74–81, 2023.

B. Anwar, M. Giatman, H. Maksum, and A. H. Nasyuha, “Analisis Metode WASPAS Dalam Pemilihan Pimpinan Perusahaan,” J. MEDIA Inform. BUDIDARMA, vol. 7, no. 1, pp. 138–144, 2023.

S. M. Harahap, I. J. T. Situmeang, S. Hummairoh, and Mesran, “Implementation of Weighted Aggregated Sum Product Assessment (WASPAS) in Determining the Best Graduates,” IJICS (International J. Informatics Comput. Sci., vol. 5, no. 1, pp. 44–51, 2021.

T. Limbong et al., Sistem Pendukung Keputusan: Metode & Implementasi. Medan: Yayasan Kita Menulis, 2020.

F. Mahdi and D. P. Indini, “Penerapan Metode WASPAS dan ROC (Rank Order Centroid) dalam Pengangkatan Karyawan Kontrak,” Bull. Comput. Sci. Res., vol. 3, no. 2, pp. 197–202, 2023.

Mesran, Suginam, and D. P. Utomo, “Implementation of AHP and WASPAS ( Weighted Aggregated Sum Product Assessment ) Methods in Ranking Teacher Performance,” Ijistech, vol. 3, no. 36, pp. 173–182, 2020.

D. Asdini, M. Khairat, and D. P. Utomo, “Sistem Pendukung Keputusan Penilaian Kinerja Manajer di PT . Pos Indonesia dengan Metode WASPAS,” JURIKOM (Jurnal Ris. Komputer), vol. 9, no. 1, pp. 41–47, 2022.

Bila bermanfaat silahkan share artikel ini

Berikan Komentar Anda terhadap artikel Analisis Penerapan Metode MOORA dan WASPAS dalam Keputusan Pengajuan Kredit Pemilikan Rumah (KPR)

Refbacks

  • There are currently no refbacks.


Copyright (c) 2023 JURNAL MEDIA INFORMATIKA BUDIDARMA

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.



JURNAL MEDIA INFORMATIKA BUDIDARMA
STMIK Budi Darma
Secretariat: Sisingamangaraja No. 338 Telp 061-7875998
Email: mib.stmikbd@gmail.com

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.