Widyawati, Dewi, and Wing Wahyu Winarno. “Memahami Perilaku Penerimaan Mobile Payment Di Kalangan Muda (Mahasiswa) Menggunakan Pengembangan Model IMMPA”. JURNAL MEDIA INFORMATIKA BUDIDARMA 4, no. 2 (April 25, 2020): 453–560. Accessed May 1, 2026. https://ejurnal.stmik-budidarma.ac.id/index.php/mib/article/view/2068.