Sistem Pendukung Keputusan Pemberian Kredit Koperasi Menggunakan Metode Weighted Product
DOI:
https://doi.org/10.30865/mib.v4i4.2367Keywords:
Decision Support System, Credit, Cooperative, Ranking, Weighted ProductAbstract
Credit is a major part of financing economic activity. Credit is an important activity for cooperatives, because credit is a source of funds for cooperatives. Prior to commencement of lending activities, a good and thorough analysis is needed of all aspects of credit that can support the credit granting process, in order to prevent credit risks and irregularities, one of which is bad credit. Therefore it is necessary to have a system that can support decision making in providing credit. With the decision support system created, it is hoped that it can help the chairman of the cooperative in analyzing credit and reducing the level of bad credit in the cooperative. In the assessment, a good mechanism is needed, one of which can be done by using the weighted product (WP) method. The weighted product (WP) method uses multiplication to relate the attribute rating, where each attribute rating must first be ranked with the attribute weight in question. From the end result of the research conducted for the provision of credit is whether or not cooperative members deserve credit.References
N. W. Al-Hafiz, Mesran, and Suginam, “Sistem Pendukung Keputusan Penentukan Kredit Pemilikan Rumah Menerapkan Multi-Objective Optimization on the Basis of Ratio Analysis ( Moora ),†KOMIK (Konferensi Nas. Teknol. Inf. dan Komputer), vol. I, no. 1, pp. 306–309, 2017.
R. Rusyana, A. Fathoni, and M. M. Warso, “Pengaruh partisipasi, komitmen dan kemampuan inovasi anggota terhadap arah pengembangan koperasi (Studi empiris pada Koperasi Primer S-22 Kodam IV …,†J. Manage., vol. 2, no. 2, 2016.
A. Sucipto, “Prediksi Kredit Macet Melalui Perilaku Nasabah Pada Koperasi Simpan Pinjam Dengan Menggunakan Metode Algoritma Klasifikasi C4.5,†J. DISPROTEK, vol. 6, no. 1, pp. 75–87, 2015.
I. G. T. Isa and G. P. Hartawan, “Perancangan Aplikasi Koperasi Simpan Pinjam Berbasis Web (Studi Kasus Koperasi Mitra Setia),†J. Ilm. Ilmu Ekon. (Jurnal Akuntansi, Pajak dan Manajemen), vol. 5, no. 10, pp. 139–151, 2017.
H. Widayu, S. Darma, N. Silalahi, and Mesran, “Data Mining Untuk Memprediksi Jenis Transaksi Nasabah Pada Koperasi Simpan Pinjam Dengan Algoritma C4.5,†Issn 2548-8368, vol. Vol 1, No, no. June, p. 7, 2017.
S.- Supiyandi, A. P. U. Siahaan, and A. Alfiandi, “Sistem Pendukung Keputusan Pemilihan Pegawai Honorer Kelurahan Babura dengan Metode MFEP,†J. MEDIA Inform. BUDIDARMA, vol. 4, no. 3, p. 567, Jul. 2020.
T. Imandasari and A. P. Windarto, “Sistem Pendukung Keputusan dalam Merekomendasikan Unit Terbaik di PDAM Tirta Lihou Menggunakan Metode Promethee,†J. Teknol. dan Sist. Komput., vol. 5, no. 4, p. 159, 2017.
Y. Primadasa and V. Amalia, “Penerapan Metode Multi Factor Evaluation Process untuk Pemilihan Tanaman Pangan di Kabupaten Musi Rawas,†Sisfo, vol. 07, no. 01, pp. 47–58, 2017.
D. M. Khairina, B. Santoso, and S. Maharani, “Penerapan Metode Technique For Others Preference By Similary To Ideal Solution (TOPSIS) Untuk Rekomendasi Pemilihan TV Layar Datar,†J. Nas. Teknol. dan Sist. Inf., vol. 2, no. 1, pp. 23–34, 2016.
H. Syahputra, M. Syahrizal, S. Suginam, S. D. Nasution, and B. Purba, “SPK Pemilihan Konten Youtube Layak Tonton Untuk Anak-Anak Menerapkan Metode Additive Ratio Assessment (ARAS),†Semin. Nas. Teknol. Komput. Sains, vol. 1, no. 1, pp. 678–685, 2019.
J. Afriany, L. Ratna, S. Br, I. Julianty, and E. L. Nainggolan, “Penerapan MOORA Untuk Mendukung Efektifitas Keputusan Manajemen Dalam Penentuan Lokasi SPBU,†vol. 5, no. 2, pp. 161–166, 2018.
A. S. R. A. Binjori, H. R. B. Hutapea, and M. Syahrizal, “Sistem Pendukung Keputusan Pemilihan Operator Seluler Menggunakan Metode Multi-Objective Optimization on the Basis of Ratio Analysis (Moora),†KOMIK (Konferensi Nas. Teknol. Inf. dan Komputer), vol. 2, no. 1, pp. 61–65, 2018.
S. Barus, V. M. Sitorus, D. Napitupulu, M. Mesran, and S. Supiyandi, “Sistem Pendukung Keputusan Pengangkatan Guru Tetap Menerapkan Metode Weight Aggregated Sum Product Assesment ( WASPAS ),†Media Inform. Budidarma, 2018.
E. D. Marbun, L. A. Sinaga, E. R. Simanjuntak, D. Siregar, and J. Afriany, “Penerapan Metode Weighted Aggregated Sum Product Assessment Dalam Menentukan Tepung Terbaik Untuk Memproduksi Bihun,†vol. 5, no. 1, pp. 24–28, 2018.
S. Chakraborty and E. K. Zavadskas, “Applications of WASPAS Method in Manufacturing Decision Making,†Informatica, vol. 25, no. 1, pp. 1–20, 2014.
A. J. Simanjuntak, “Perancangan Aplikasi Penentuan Kelayakan Perkreditan Anggota Koperasi (Studi Kasus pada Koperasi Kozero),†Inf. dan Teknol. Ilm., vol. 12, pp. 155–158, 2017.
A. P. Windarto, “Penilaian Prestasi Kerja Karyawan PTPN III Pematangsiantar Dengan Metode Simple Additive Weighting (SAW),†Jurasik (Jurnal Ris. Sist. Inf. dan Tek. Inform., vol. 2, no. 1, p. 84, 2017.
M. Jalil, Abdul; Ningrum, Ika; Muchtar, “Spk pemberian kredit menggunakan metode,†semanTIK, vol. 3, no. 1, pp. 173–180, 2017.
D. C. Yoni and H. Mustafidah, “Penerapan Metode WP (Weighted Product) Untuk Pemilihan Mahasiswa Lulusan Terbaik di Fakultas Teknik Universitas Muhammadiyah Purwokerto,†Juita, vol. IV, no. 1, pp. 22–27, 2016.
K. T. Naramessakh and C. Prianto, “Rancang Bangun Aplikasi Penentuan Kelayakan Pemberian Pinjaman Kepada Pensiun Menggunakan Metode Weighted Product,†J. Media Inform. Budidarma, vol. 3, no. 4, p. 324, 2019.
T. Imandasari, A. Wanto, and A. P. Windarto, “Analisis Pengambilan Keputusan Dalam Menentukan Mahasiswa PKL Menggunakan Metode PROMETHEE,†J. Ris. Komput., vol. 5, no. 3, pp. 234–239, 2018.
M. Safii and A. Zulhamsyah, “Sistem Pendukung Keputusan Pemilihan Mekanik Sepeda Motor Yamaha Alfascorfii Dengan Metode Multi Objective Optimization On The Basis Of Ratio Analysis (MOORA),†J-SAKTI (Jurnal Sains Komput. dan Inform., vol. 2, no. 2, p. 162, 2018.
T. Limbong et al., Sistem Pendukung Keputusan: Metode & Implementasi. Medan: Yayasan Kita Menulis, 2020.
S. Lestari, “Penerapan Metode Weighted Product Model Untuk Seleksi Calon Karyawan,†Sriwij. J. Inf. Syst., vol. 5, no. 1, 2013.
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).
