Sistem Pendukung Keputusan Dalam Menentukan Calon Nasabah Penerima Pinjaman Dana Menerapkan Metode TOPSIS dan AHP

Authors

  • Sri Yuslina Siregar Universitas Islam Negeri Sumatera Utara, Medan
  • Raissa Amanda Putri Universitas Islam Negeri Sumatera Utara, Medan

DOI:

https://doi.org/10.30865/json.v5i1.6744

Keywords:

Fifgroup cikampak, Dicision Support System, Topsis, AHP, Loan

Abstract

PT. FIFGroup is a company that has obtained permission from the Minister of Finance, where this company carries out business in the field of providing loans in the form of funds. PT. FIFGroup Cikampak is one of several branches in other cities, as a prospective customer there are 5 criteria that must be considered and have been determined, namely according to the prospective customer's income, collateral for the prospective customer, employment, needs and term of borrowing funds. However, when determining potential customers who will receive loan funds, PT.FIFGroup Cikampak still uses manual methods, such as analyzing the conditions attached when applying for funds. In order to avoid errors in customer decision making, a web-based decision support system is needed to provide information quickly and precisely regarding the criteria for prospective customers. This decision support system uses a combination method, namely Topsis (Technique for orders preference by siilatyt ideal solution) and AHP (Analytical hierarchy process), this system can automatically recommend potential loan recipient customers who comply with predetermined criteria. Prospective customers who receive loan funds in this system will produce a ranking based on Topsis and AHP calculations. Based on calculations using the AHP method from the five criteria elements, the alternative weightings use a satty scale weighting of 1-9 according to the provisions of the AHP method. Then the ranking was carried out using the topsis method, resulting in the first rank being the name of the Misno customer with a manual priority of 0.729 and a system of 0.729, the lowest value or lowest ranking of the 15 alternatives, namely Sri Irma Naibaho manual priority of 0.204 and system of 0.204. The design of the decision support system has been successfully built using the Topsis and AHP methods, based on the results of Black Box testing, the system runs very well as desired.

References

V. P. Shollelkhah, A. Sabardila, and R. Seltiawaty, “Pelrilaku Budaya Kolnsumtif Peltani Pelnggarap yang Melmiliki Sambeln Pelmellihara Sapi (Studi Masyarakat Delsa Jati Kelcamatan Masaran Kabupateln Srageln),†Sols. Budaya, voll. 18, nol. 1, p. 12, 2021, doli: 10.24014/sb.v18i1.11660.

Munawarah, Kelumala Hayati, Mas Intan Purba, and Welnny Anggelrelsia Ginting, “Pelmbelrdayaan Masyarakat Kellurahan Suka Maju Mellalui Pellatihan Pelmbuatan Sabun Kelbutuhan Rumah Tangga,†Din. J. Pelngabdi. Kpd. Masy., voll. 4, nol. 3, pp. 434–439, 2020, doli: 10.31849/dinamisia.v4i3.3910.

S. Samsul, “Analisis Pelmanfaatan harta dalam Kolnsumsi Masyarakat Elkolnolmi Kolnvelnsiolnal dan Elkolnolmi Islam,†Al-Azhar J. Islam. Elcoln., voll. 1, nol. 2, pp. 110–130, 2019, doli: 10.37146/ajiel.v1i2.24.

D. Junaeldi, M. R. Arsyad, F. Salistia, and M. Rolmli, “Dampak Colvid-19 telrhadap Pelrelkolnolmian Masyarakat Bolgolr,†Relslaj Rellig. Elduc. Solc. Laa Roliba J., voll. 3, nol. 2, pp. 206–226, 2021, doli: 10.47467/relslaj.v3i2.283.

I. Kamil, D. Anggraini, and D. H. Prihantol, “Solsialisasi Financial Telchnollolgy (Fintelch): Celrdas Dalam Melmilih dan Melmutuskan Pelnggunaan Aplikasi Pinjaman Dana Olnlinel,†J. Pustaka Dianmas, voll. 2, nol. 1, pp. 1–6, 2022, [Olnlinel]. Availablel: https://jolurnal.molelstolpol.ac.id/indelx.php/dianmas

H. Wijolyol, “Analisis Pelngelndalian Intelrnal Dalam Pelmbelrian Kreldit Pada PT Bank Pelrkrelditan Rakyat (BPR) Indolmitra Mandiri,†Telrap. Infolrm. Nusant., voll. 1, nol. 4, pp. 157–162, 2020.

B. M. I. Pangelstu and S. N. Anwar, “Pelmoldellan Sistelm Pelndukung Kelputusan Pelmbelrian Kreldit Delngan Meltoldel AHP Belrbasis Welb Molbilel,†J. Infolrm., pp. 295–301, 2018.

A. Cholsyali and T. Sartolnol, “Olptimalisasi Pelningkatan Kualitas Kreldit Dalam Rangka Melngatasi Kreldit Belrmasalah,†Law Relfolrm, voll. 15, nol. 1, p. 98, 2019, doli: 10.14710/lr.v15i1.23357.

Y. Safitri and A. Tasman, “Analisis Manajelmeln Risikol Kreldit Pada Prolduk Kreldit Pelmilikan Rumah BTN,†J. Elcolgeln, voll. 4, nol. 2, p. 212, 2021, doli: 10.24036/jmpel.v4i2.11107.

I. G. I. Sudipa and N. M. Sudiani, “Sistelm Pelndukung Kelputusan Melnggunakan Meltoldel Prolfilel Matching Untuk Pelnelntuan Pelmbelrian Kreldit (Studi Kasus: KSP Welrdhi Melkar Sari Seldana),†J. Sist. Inf. dan Kolmput. Telrap. Indolnels., voll. 1, nol. 3, pp. 109–118, 2019, doli: 10.33173/jsikti.23.

I. A. A. Rai and N. K. Purnawati, “Faktolr-Faktolr yang Melmpelngaruhi Kreldit pada Bank Umum Swasta Nasiolnal (BUSN) Delvisa,†voll. 6, nol. 11, pp. 5941–5969, 2017.

H. Winata, M. Ramadhan, S. Yakub, and M. Marsolnol, “Sistelm Pelndukung Kelputusan Melnelntukan Nasabah yang Layak Melnelrima Kreldit Angsuran Pelmbiayaan Melkar di Kelcamatan Meldan Bellawan pada PT. Pelrmoldalan Nasiolnal Madani delngan Meltoldel Analytical Hielrarchy Prolcelss,†J. SAINTIKOlM (Jurnal Sains Manaj. Infolrm. dan Kolmputelr), voll. 18, nol. 2, p. 92, 2019, doli: 10.53513/jis.v18i2.147.

S. Kurniasih and L. S. Br Ginting, “Sistelm Pelndukung Kelputusan Untuk Kellayakan Pelmbelrian Kreldit Delngan Meltoldel Fuzzy Tsukamoltol (Studi Kasus Kolpelrasi Kelmuning Pelrsada Cabang Bandung),†Nuansa Infolrm., voll. 14, nol. 1, p. 38, 2020, doli: 10.25134/nuansa.v14i1.2417.

R. D. Riyantol and M. Yunus, “Sistelm Pelndukung Kelputusan Pelmbelrian Kreldit Belrbasis Welb Melnggunakan Kolmbinasi Meltoldel Analytical Hielrarchy Prolcelss (AHP) dan Simplel Additivel Welighting (SAW),†J. Manaj. Infolrm., voll. 11, nol. 2, pp. 102–117, 2021, doli: 10.34010/jamika.v11i2.4936.

W. Wicaksolnol and A. Brastama Putra, “SISTElM PElNDUKUNG KElPUTUSAN KElLAYAKAN PINJAMAN KRElDIT BElRBASIS WElB (DI PT. FIF GROlUP CABANG SURABAYA),†2021.

K. Harelfa, “Sistelm Pelndukung Kelputusan Kellayakan Pelmbelrian Pinjaman delngan Meltoldel Analytical Hielrarchy Prolcelss (AHP) dan Simplel Additivel Welighting (SAW),†J. Infolrm. Univ. Pamulang, voll. 5, nol. 2, p. 136, 2020, doli: 10.32493/infolrmatika.v5i2.3714.

A. H. Praseltyol, I. Chollissoldin, and El. Santolsol, “Relkolmelndasi Pelmbelrian Kreldit Pelmilikan Rumah ( KPR ) Pada Nasabah Bank Melnggunakan Meltoldel AHP – Tolpsis,†J. Pelngelmb. Telknoll. Inf. dan Ilmu Kolmput., voll. 3, nol. 2, pp. 1600–1609, 2019.

S. M. Sumarnol and J. M. Harahap, “Sistelm Pelndukung Kelputusan Dalam Melnelntukan Pelmilihan Polsisi Kelpala Unit (Kanit) Ppa Delngan Meltoldel Welight Prolduct,†JUST IT J. Sist. Infolrmasi, Telknoll. Inf. dan Kolmput., voll. 11, nol. 1, p. 37, 2020, doli: 10.24853/justit.11.1.37-44.

P. U. Al-khairiyah, S. Nurhayati, J. H. Elnggus, A. Nol, and L. Citangkil, “Sistelm Pelndukung Kelputusan Pelndeltelksi Kelrusakan Kolmputelr Abstrak,†voll. 1, nol. 1, pp. 24–30, 2022.

M. I. H. Saputra and N. Nugraha, “Sistelm Pelndukung Kelputusan Delngan Meltoldel Analytical Hielrarchy Prolcelss (Ahp) (Studi Kasus: Pelnelntuan Intelrnelt Selrvicel Prolvidelr Di Lingkungan Jaringan Rumah),†J. Ilm. Telknoll. dan Relkayasa, voll. 25, nol. 3, pp. 199–212, 2020, doli: 10.35760/tr.2020.v25i3.3422.

A. Wibolwol and I. Nisaa, “Pelnelntuan Dolseln Telrbaik Melnggunakan Meltoldel Analytical Hielrarchy Prolcelss (AHP) dan Telchniquel Folr Olrdelr By Similarity Tol Idelal Sollutioln (TOlPSIS): Studi Kasus Akadelmi Telknollolgi Bolgolr,†Elxplolr. IT! J. Kelilmuan dan Apl. Telk. Infolrm., voll. 12, nol. 2, pp. 62–74, 2020, doli: 10.35891/elxplolrit.v12i2.2288.

K. Palczelwski and W. Sałabun, “Thel fuzzy TOlPSIS applicatiolns in thel last delcadel,†Prolceldia Colmput. Sci., voll. 159, pp. 2294–2303, 2019, doli: 10.1016/j.prolcs.2019.09.404.

S. Chakrabolrty, “TOlPSIS and Moldifield TOlPSIS: A colmparativel analysis,†Delcis. Anal. J., voll. 2, nol. Selptelmbelr 2021, p. 100021, 2022, doli: 10.1016/j.dajolur.2021.100021.

Downloads

Published

2023-09-25

How to Cite

Siregar, S. Y., & Putri, R. A. (2023). Sistem Pendukung Keputusan Dalam Menentukan Calon Nasabah Penerima Pinjaman Dana Menerapkan Metode TOPSIS dan AHP. Jurnal Sistem Komputer Dan Informatika (JSON), 5(1), 45–55. https://doi.org/10.30865/json.v5i1.6744

Issue

Vol. 5 No. 1 (2023): September 2023

Section

Articles

License

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License

Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).